Going abroad to study has been a dream come true for many. One of the things that comprise of a very big part of your travel plans is shopping. While we go around looking for the right bags, clothes and other accessories that we feel have to accompany us, a lot of us forget to shop for one thing that makes student travel hassle free. Student travel insurance is something that might get lost in your to-do list.
Slight changes can make a big impact if you do not have the right student travel insurance protecting you. So while you feel that getting the student insurance plan as directed by your educational institution is enough, it really might not be so.
One of the things that you need to keep in mind when you look for travel insurance is the cover it provides. Most universities have basic insurance requirements that cover medical expenses due to hospitalisation and personal insurance. But while this might seem enough, it is definitely not adequate.
We all know that medical expenses abroad are quite high. You could face a medical emergency that requires evacuation or help for diagnostic purposes such as cancer screenings or mammography's. Otherwise even if you suffer from a sports injury you can be left in a tight situation if your student travel insurance does not cover these expenses. Similarly an unforeseen event such as baggage loss or passport loss can have you waiting for a long time if you don't have the right travel insurance.
Therefore in order to secure your travel plans and to make your stay in a foreign land as comfortable as possible, you need to get student travel insurance. Getting student travel insurance is very easy these days. All you need to do is go online and take a look at the type of cover provided by different student travel insurance providers. Then compare them and use the insurance calculator and get the premium amount.
Your student insurance plan should ideally cover the following:
- · Medical cover including medical evacuation, dental treatment, and treatment for nervous and mental disorders, mammography and cancer screening expense cover, medical cover for sports injuries and in patient pregnancy.
- · Personal cover that includes personal accident and liability, bail bond, sponsor protection, study interruption, compassionate visit, repatriation of remains, baggage loss and passport loss cover.